Tuesday, October 30, 2012

10 Ways to Protect Kids Online


Children engage in online shopping, social media, mobile web, and computers just like adults do. Many parents feel a bit overwhelmed by technology and often throw their hands in the air and give up. Unfortunately, that’s not an option. It is essential that parents educate themselves on safe, secure online practices in order to set a positive example and provide guidance for their children as they navigate the web.
Parents who lack experience with the Internet, computers, or mobile phones must learn the basics before they can adequately monitor their children’s habits. A parent’s discomfort or unfamiliarity with technology is no excuse to let a child run wild on the Internet.
As with any task, one should start with the fundamentals. Spend as much time as possible with kids in their online world. Learn about the people with whom they interact, the places they visit, and the information they encounter. Be prepared to respond appropriately, regardless of what sort of content they find. Remember, this is family time.
  1. Narrow down devices: Many parents set up the family computer in a high-traffic family area, and limit the time children may spend using it. This is still good advice, but it becomes less feasible as more children have their own laptops and mobile phones, which can’t be so easily monitored.
  2. Recognize predatory behavior: Teach children to recognize inappropriate behavior. Kids will be kids, but that doesn’t mean it’s okay to say mean things, send racy pictures, make rude requests, or suggest illegal behavior. If it isn’t okay in the physical world, it isn’t okay on the Internet.
  3. Use parental controls: Consider investing in computer security software with parental controls, which limit the sites kids can access.
  4. Discuss right from wrong: Decide exactly what is and is not okay with regards to the kinds of websites kids should visit. This dialogue helps parents and children develop a process for determining appropriate online behavior.
  5. Clamp down: Children should be restricted to monitored, age-appropriate chat rooms. Spend time with your children to get a feel for the language and discussion occurring on the websites they wish to visit.
  6. Stay anonymous: Do not allow children to create usernames that reveal their true identities or are provocative.
  7. Be secretive: Children should be reminded never to reveal passwords, addresses, phone numbers, or other personal information.
  8. Limit exposure: Kids should not be permitted to post inappropriate photos or photos that may reveal their identities. (For example, a photo in which a t-shirt bears the name of the child’s city or school.)
  9. No strangers: Never allow a child to meet an online stranger in person.
10. No attachments: Children should be taught not to open online attachments from strangers.

Thursday, October 25, 2012

Housing Trends eNewsletter is filled with U.S. Census Bureau key market indicators, consumer videos, blogs, a real estate glossary, mortgage rates and calculators, consumer articles, real estate radio, REALTOR.com local community reports and local and national real estate sales and price activity provided by local MLSs and the National Association of REALTORS®.
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Source: REALTOR.com
Wendy Jimenez

 Short Sales are very common in today's market. If you are behind in your mortgage payments, you should consider a short sale. Some lenders are now offering assistance to sellers for moving costs offering as much as $5,000 at the close of escrow. Call me today to discuss your options. 562 243 2966 
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National Real Estate Market Update
September Existing-Home Sales Down but Prices Continue to Improve
WASHINGTON (October 19, 2012) - September existing-home sales declined modestly, but inventory continued to tighten and the national median home price recorded its seventh back-to-back monthly increase from a year earlier, according to the National Association of Realtors®. More...

National Real Estate Market Articles    Source:NATIONAL ASSOCIATION OF REALTORS®.
September 2012 Existing Home Statistics
Source: NATIONAL ASSOCIATION OF REALTORS®.
 View Prices / % Changes for 159 Cities
 & Metropolitan Areas
    Housing Affordability Index |  Click Here to view details
Mouse over the map to view
Regional Definitions

  National Existing Home Sales [View Detail]
  National Sales Price of Existing Homes [View Detail]
  Existing Home Sales [View Detail]
  Sales Price of Existing Homes [View Detail]
  Existing Single Family Home Sales [View Detail]
  Sales Price of Existing Single-Family Homes [View Detail]
  Existing Condo/Co-op Sales [View Detail]
  Sales Price of Existing Condo/Co-op Homes [View Detail]
Source: NATIONAL ASSOCIATION OF REALTORS®.
Daily Real Estate Market Outlook
Economists' Commentaries provide an in-depth look at trends and current news related to housing and the real estate market.   Click here
Contact Me
for all of your Real Estate needs
Wendy Jimenez
Century 21 Jervis and Associates 


Consumer Tips & Cool Properties
Consumers Save on Mortgage Closing Costs
Steve Cook, Reecon Advisory Report, explains the good news for homebuyers purchasing a mortgage and homeowners looking to refinance. Closing costs have fallen this year. Learn how to benefit. More...
Seasonal Changes Remind Us to Prep Home for Winter
No matter where you live, seasonal changes are a good reminder to tend to your home. Here are tips by region on getting rid of leaves, checking your foundation for drought-related issues, preventing ice dams and even prepping your garden for winter. More...
Teach Kids Energy Saving Tricks
How to Get Kids to Save Energy Published: August 29, 2012 By: Courtney Craig 1Comment Tagged in: Green Living Saving Energy Want your kids to pitch in and help save energy? Green parenting bloggers weigh in on getting kids to flip the switch and stop wasting energy. More...
Halloween Light Ideas
When you stroll through your neighborhood this Halloween season, get ready for some front-yard tricks and some awesome lighting treats. Halloween displays are more sophisticated — and fun — than ever! More...
Mortgage Rates
Mortgage Calculator

National
Housing Indicators
Existing Home Sales 
(September)
4.76 million units*
Existing Home Median Price 
(September)
$183,900
Housing Starts 
(September)
872,000 units*
New Home Sales 
(September)
389,00 units*
*seasonally adjusted annual rate 
Source NATIONAL ASSOCIATION OF REALTORS®.
National
Economic Indicators
Homeownership Rate
2nd Qtr 122nd Qtr 11
65.5%65.9%

The homeownership rate in the second quarter 2012 (65.5 percent) was lower than the second quarter 2011 rate (65.9 percent). The homeownership rate in the South was lower than the corresponding second quarter 2011 rate, while the rates in the Northeast, Midwest, and West were not statistically different.
New Home Sales
Sept 12Aug 12
+5.7%-1.3%

Sales of new single-family houses in September 2012 were at a seasonally adjusted annual rate of 389,000. This is 5.7 percent (+/- 14.8%)* above the revised August 2012 estimate of 368,000.
Source U.S. CENSUS BUREAU
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